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Showing posts from October, 2022

How To Spot Genuine Car Dealerships In Mombasa

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1) Physical Location * Genuine Dealerships are based in a particular area & operate full functional offices that serve Clients. Most Showrooms are located in the Central Business District in Mombasa e.g KRA,Ganjoni & Railways 2) Fleet of Cars  * A genuine dealer has a wide Range of cars for sale at their yard. A single being sold in a yard is a red flag 3) Dedicated Staff * A genuine dealer has a few stuff maintaining their fleet of cars. Service men offer viewing services by checking batteries & starting the car should a client be interested in buying. A single person in a showroom could mean poor service when checking the car 4) Security Men & Women * A genuine dealer has Security men posted at their premises e.g professional security firm or Own watchman. This means that the stock is indeed the showroom's and use security to watch out for theft. You only protect what you have interest in. 5) Branding Display *A genu

AN ENCOUNTER WITH THE POLICE ON MY WAY TO TURKANA COUNTY

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  A few years ago I was delivering a Prado TX to a Somali (now the late) in Lodwar. I was with His Son & a cousin of His.We had driven the whole night from Mombasa & being tired decided to take an early morning Rest at a certain Hotel in Kitale Town. We checked into the hotel & proceed to take a double Room for the three of Us. The Somali guys would share one bed as I took the other One. We had parked the massive beast in front of the hotel. A few hours into our sleep I heard a knock on the door , it was not closed I said "Ingia" The two Somali guys were deep asleep so they didn't hear a thing. After saying Ingia the door slowly opened & what I saw next made me freeze. Two guys in civilian clothes carrying guns pointed at me ready to shoot came in. One of them commanded me in swahili , "lala chini". I did as instructed immediately. The other Officer went to the other bed ,hurriedly & violently woke up the two Somali guys from

PROCESS OF GETTING YOUR CAR REPAIRED BY YOUR INSURANCE COMPANY AFTER AN ACCIDENT.

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* An accident is a sudden , unplanned and unforeseen mishap not under your control or that of the authorized driver.  Being Indemnified after an accident simply means restoring you to the financial position you were in immediately before the accident.      DO'S & DON'TS AFTER AN ACCIDENT  1) NEVER ADMIT LIABILITY AFTER AN ACCIDENT: This exposes your insurance company to financial losses through compensation of for third party property damage or Injury/ death to third parties. Never take it upon yourself to admit & settle on a matter with the police or the person you are in involved in an accident with. Let the insurance company hanle every bit. Remember they are the professionals in Risk taking & management. 2) NEVER MOVE YOUR VEHICLE FROM SCENE OF ACCIDENT : Only move your car after a policeman arrives to record & take photos of the Scene of accident & identify who is wrong on his report. A police abstract will be issued to you at th

FIRST TIME CAR BUYERS : HOW TO BUY A CAR IN MOMBASA

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1) Do not come to This City (Mombasa) Blindly without any references. Everybody is a broker once you tell them you've come for a car. Your interests are not catered for in such situations. Utashikanishwa na any car at first sight . 2) Never Carry Cash .  All Transactions are to be done through the bank transfer 3) The Best Showrooms are Pakistani owned. These Men are not greedy ! Their profit margins are reasonable compared to other showrooms. 4) Be on the look out for Vehicles that gave been in use by the showroom and put up for sale as new. Verify the mileage at the time of inspection with the current mileage in the  Odometer. 5) Never show too much interest in a car ! As much as you may have fallen in love with it (Ladies) . This only convinces the showroom to place a higher price tag on the vehicle. Always act like you aren't moved an inch by a vehicle's looks. 6) Avoid Brokers who walk & stand in groups ou

TAKING OUT INSURANCE AFTER BUYING A CAR IN MOMBASA .

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TAKING OUT INSURANCE AFTER BUYING A CAR IN MOMBASA  So you paid the consultation fee of 1,000 bob and trusted us to scout your dream vehicle for you. What next after paying for it ? The next step is Insurance of course. 1) What is Car insurance Car insurance is a contract between you and the insurance company that protects you against financial loss in the event of an accident or theft. In exchange for your paying a premium, the insurance company agrees to pay your losses as outlined in your policy. 2) HERE ARE SOME DO’S AND DON’TS WHEN TAKING OUT CAR INSURANCE FOR THE FIRST TIME IN MOMBASA. 1)      Always take Comprehensive insurance over Third party only cover : comprehensive car insurance is a combination of third party insurance and own damage insurance. It provides comprehensive coverage against third party liabilities and loss or damages of the car from accidents, vandalism, fire, falling objects or floods. Rememeber to take extensions like Excess protector on own dam

Buying a Car on Hire purchase. The Do's & The Don'ts

 Buying A Vehicle on Hire Purchase vs Taking Car Insurance while paying on Hire Purchase  In Mombasa - (Thread) A hire purchase, is an arrangement whereby a customer agrees to a contract to acquire an asset by paying an initial installment and repaying the balance of the price of the asset plus interest over a period of time. In Mombasa , across most showrooms  the repayment period is usually 12 to 15 months for units sold on Hire purchase. HOW TO GO ABOUT HIREPURCHASE * Negotiate the cash price first then settle for hire purchase. An Interest amount of Kshs 100,000 is added on top of the cash price if repayment period is 12 months & Kshs 150,000 if repayment period is 18 months. Total price to be paid equals the cash price plus the interest. A 1st deposit at point of  purchase usually 50% to 70% of the total Hirepurchase price should be made. Most showrooms will try to recover the Cost & Freight of the vehicle if they are selling on Hire purchase leaving the buyer to pay the V